Car Loan Payment Calculator


Use this handy calculator to calculate car loan payments. The calculator can be used in a variety of ways. You can either calculate payments based on the sales price, or you can calculate the maximum sales price based on the payment. In either case, you need an interest rate and term in months prior to performing the calculations. Below the calculator are simple rates and terms.

Interest rate estimates are for demonstrational purposes only. They do not reflect the rates you would qualify for.






Sample Terms Based On Vehicle Mileage
Vehicle Mileage Estimated Term
Less than 30,000 72 months
Less than 40,000 66
Less than 50,000 60
Less than 60,000 54
Less than 70,000 48
Less than 75,000 42
Less than 80,000 36
Less than 85,000 30
Less than 100,000 24


Sample Rates Based On Credit
Credit Score Estimated Rate Range (1)
Over 700 6% to 8%
675 to 699 7% to 9%
650 to 674 8% to 10%
625 to 649 9% to 11%
600 to 624 10% to 13%
575 to 599 12% to 14%
550 to 574 13% to 16%
525 to 549 15% to 18%
500 to 524 18% to 21%
Below 500 21% to 25%

(1) Due to usary laws, rates will vary by state.