Our History


At first our service was only available to Michigan residents. Since 1994 we have helped over 100,000 people with credit problems buy a new or used automobile. In fact it's all we do. Over the years we have built strong relationships with financial institutions that lend money to people with credit problems, and dealerships that are experts in sub prime auto loans.

In November of 2000, we expanded our lender and dealership relationships across the nation. With our knowledge and experience, nearly any credit situation can be overcome.

Our services are designed to be hassle free and get you the auto loan you need regardless of your credit. If you have bad credit, bankruptcy, or a repossession in the past, we encourage you to get approved for your next auto loan through our company.

Smart CarLoans is a nationwide service with Affiliate lenders and auto dealer partners. Since 1999 we have helped people with credit problems finance nice cars. Often people with credit problems have trouble arranging financing for reliable transportation. As a result, many settle for old high-mileage cars from a local used car lot.

Used Car Search - Select Make & Model and Enter Zip Code
Postal Code: Country:
USACanada


What You Can Expect from Us:


  • Abundant inventory selection with access to all makes and models.
  • Competitive rates.
  • No application fees.
  • Same day approvals.
  • Dealer with exceptional knowledge of placing indirect loans.
  • Special Finance Managers onsite.
  • Numerous lending resources to place your loan.
  • Abundant inventory for client selection.
  • Outstanding customer selection.
  • lenders that report your payment history to the three major credit reporting agencies.
  • Affordable monthly payments.
  • Reasonable down payments.
  • Privacy assurance.
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